Conseil d'experts sur les contributions d'assurance automobile

How to participate in
the public consultation

The Act respecting the Société de l'assurance automobile du Québec stipulates that a Panel of Experts must hold a public consultation to hear the opinions of parties interested in the amendments to insurance contributions proposed by the Société de l’assurance automobile du Québec (SAAQ). Anyone who wishes to may participate in the consultation.

Interested parties can express their opinions in two ways:

  • by filing a brief. The deadline for filing a brief is March 1, 2018;
  • by providing their comments online. When finalizing its report, the Panel of Experts will take into account all comments received by March 30, 2018.

The Panel of Experts encourages all participants to consult the principal documents pertaining to the public consultation before drafting their briefs or comments. These documents can be found in the “Reports and Relevant Documents” and “Notices and Press Releases” sections of this website.

Notice Announcing the Consultation

The Panel of Experts will hold a public consultation on the draft Regulation respecting insurance contributions. This consultation was announced via a notice published in the Gazette officielle du Québec and in various newspapers. This notice:

  • described the nature of the SAAQ’s proposed amendments to insurance contributions;
  • indicated that interested parties could submit their opinions to the Panel of Experts;
  • provided the place, date and time of the public hearings during which parties interested in expressing their opinions on the subject would be heard.

The notice was published on December 13, 2017 in the Gazette officielle du Québec and on December 16, 2017 in the following daily newspapers: Le Journal de Montréal, Le Journal de Québec, La Presse, Le Soleil and the Montreal Gazette. The public consultation can be held no earlier than 30 days after the publication date of the notice.

Public hearings

The Panel of Experts will hold public hearings in Montréal and Québec as follows:

March 20, 2018
From 9 a.m. to 5 p.m.
Holiday Inn Select Montréal
99, avenue Viger Ouest
Montréal (Québec)  H2Z 1E9
March 22, 2018
From 9 a.m. to 5 p.m.
Hôtel Palace Royal
775, avenue Honoré-Mercier
Québec (Québec)  G1R 6A5

Anyone can file a brief or provide comments. However, anyone who wishes to speak at the public hearings must submit a brief.

The Panel of Experts will examine all the briefs received. Depending on their number and relevance, it may decide to invite to the public hearings all of the parties who submitted a brief or who requested to be heard, or it may determine, where appropriate, which of the parties will be heard.

The hearings are open to the public.


This section provides information about filing a brief.

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Drafting a Brief

Authors of a brief are entirely free to determine its content. However, its form must satisfy the requirements described below.

The brief must present the opinion of its author on a topic directly related to the object of the consultation, and provide arguments that support the author's opinion. The brief must include the following information:

  • the title of the consultation: Public consultation on automobile insurance contributions;
  • a short presentation of the person or group submitting the brief;
  • a short description of the reasons why the person or group submitting the brief is interested in the topic of automobile insurance contributions;
  • recommendations, comments and suggestions relating to the draft Regulation or the issues addressed in the discussion document produced by the SAAQ.

The contact information of the individual or group filing the brief must appear on a separate page and include the following: the individual or group’s full address, telephone number and email address. For groups, the name and contact information of the person responsible for the brief must be provided. Individuals or groups who do not want their personal information to appear on the Web site of the Panel of Experts must clearly indicate that this is the case.

Please note that no changes can be made to a brief once it has been filed. Any additional or complementary information must be sent to the Panel of Experts in the form of an addendum, which will then be attached to the previously filed brief.

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Providing an Opinion and Presenting Arguments

The brief must express the position of its author on the proposed amendments as clearly and succinctly as possible. The opinions and arguments presented should be based on evidential facts and may be the object of a discussion before the Panel of Experts during the public hearings. It is advisable to highlight any proposed recommendations, comments or suggestions. These elements should, as far as possible, be limited to the subject of the consultation.

The brief will be analyzed by the Panel of Experts, and the author could be invited to present its content at a public hearing.

Submitting a Brief

Briefs can be filed in person, by mail or by email. The deadline for filing a brief is 5:00 p.m. on March 1, 2018.

When submitting a brief by email, the sender must ensure that he or she receives a notice of receipt from the Panel of Experts. Both Word and PDF files are accepted. The email address of the Panel of Experts is

At least one paper copy of the brief must be sent to the Panel of Experts. The sending of a brief by email does not negate a party’s obligation to send at least one paper copy of the brief to the Panel before the deadline.

Those who wish to mail their briefs to the Panel of Experts can send them to the address below. This is also the address at which briefs can be dropped off in person:

Conseil d'experts sur les contributions d'assurance automobile
400, boulevard Jean-Lesage, local 265
Québec (Québec)  G1K 8W1

Each brief will be examined by the members of the Panel of Experts, even if its author is not invited to attend the public hearings.

Invitation to Speak at the Hearings

At least five days before the public hearings, the Panel of Experts will send invitations to the parties that it has decided to hear.

This invitation will be sent by both mail and email and will indicate the date, time, place and duration of the hearing, as well as the time allotted for the presentation of the brief and the time allotted for discussion with the members of the Panel of Experts.

Parties who receive an invitation must confirm attendance as soon as possible with the Panel of Experts and specify the name and occupation or position of each individual presenting the brief.

Participants can then contact Ms. Doris Côté, from the Panel of Experts, to obtain information on how the hearings will be conducted.

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© Conseil d'experts sur les contributions d'assurance automobile, 2017 Updated 2017-12-13