• Home
• Français

• Mandate
• Members
• How to Participate in the Public Consultation
• Calendar of Events
• Notices and Press Releases
• Reports and Relevant Documents
• Archives
• Contact Us

This website contains all the information regarding the most recent mandate of the Panel of Experts, including the amendments to insurance contributions proposed by the Société de l’assurance automobile du Québec (SAAQ), and the report filed by the Panel of Experts.

Given that the mandate of the Panel of Experts is now over, we invite you to contact the SAAQ for any information you would like to receive regarding the work carried out by the Panel of Experts and the insurance contributions proposed by the SAAQ for 2019 through 2021. To find out how to reach the SAAQ, please refer to the “Contact Us” section.

Context of the Most Recent Mandate of the Panel of Experts

The Act respecting the Société de l’assurance automobile du Québec provides that, before amending insurance contributions, the SAAQ must first obtain the opinion of a panel of experts.

The mandate of the Panel of Experts is to review the approach taken and check the data used in support of the amendments to insurance contributions proposed by the SAAQ. The Act also provides that the Panel of Experts must hold a public consultation to obtain the opinions of interested groups and individuals.

As part of its most recent mandate, the Panel of Experts was required to render an opinion on the amendments to automobile insurance contributions proposed by the SAAQ for 2019 through 2021. The SAAQ had published the proposed amendments on December 13, 2017, in a discussion document entitled Proposed Insurance Contributions for 2019-2021.

TThe Panel of Experts was comprised of three members representing the actuarial, financial and insurance sectors. The three members of the most recent Panel of Experts were Mr. Michel Sanschagrin, actuary, who acted as Chair, Ms. Louise Dagnault, chartered professional accountant, and Mr. Lionel Bernier, attorney. The three members had been appointed by the Government on November 8, 2017.

With the filing of its report on May 10, 2018, the Panel of Experts has completed its fourth mandate. Its first mandate took place in 2005-2006, its second in 2011, and its third in 2014-2015.

This website provides you with information on the mandate, composition and approach of the latest Panel of Experts. It also contains information on the rules that governed the public consultation. Also available on the website are the notices and press releases issued by the Panel of Experts, as well as an “Archives” section where you can find the principal documents (reports, notices and press releases) published by the Panel of Experts during its previous three mandates.