Conseil d'experts sur les contributions d'assurance automobile


The Act respecting the Société de l’assurance automobile du Québec provides that, before amending insurance contributions, the Société de l’assurance automobile du Québec (SAAQ) must first obtain the opinion of a panel of experts.

The three members of the Panel of Experts on Automobile Insurance Contributions (Panel of Experts) are appointed by the Government and are representative of the actuarial, financial and insurance sectors. The mandate of the Panel of Experts is to review the approach taken by the SAAQ and check the data used in support of the proposed regulatory amendments pertaining to automobile insurance contributions. The Panel of Experts must also hold a public consultation to obtain the opinions of interested groups and individuals.

The Panel of Experts is currently carrying out its fourth mandate. Its first mandate took place in 2005-2006, its second in 2011, and its third in 2014-2015. The members of the Panel of Experts entrusted with the current mandate were appointed by the Government on November 8, 2017.

As part of its current mandate, the Panel of Experts must render an opinion on the amendments to automobile insurance contributions proposed by the SAAQ for 2019 through 2021. The SAAQ published the proposed amendments on December 13, 2017, in a discussion document entitled Proposed Insurance Contributions for 2019-2021.

The Panel of Experts will hold a public consultation in March 2018 (see the “How to Participate in the Public Consultation” section for more information) and is expected to file its report on May 10, 2018.

This website provides you with information on the mandate, composition and approach of the latest Panel of Experts. It also contains information on the rules that govern the public consultation. Also available on the website are the notices and press releases issued by the Panel of Experts, as well as an “Archives” section where you can find the principal documents (reports, notices and press releases) published by the Panel of Experts during its previous three mandates.

© Conseil d'experts sur les contributions d'assurance automobile, 2017 Updated 2017-12-13